Enity Bank's results for the second quarter 2026
Enity Bank's Q2 results 2026
2026-07-24 07:00:00
This report is published by Enity Bank Group AB (publ), which has issued listed debt instruments. It should not be mistaken for the report for Enity Bank Holding AB (publ), whose shares are listed on Nasdaq Stockholm.
| Q2 | Q2 | Q1 | |||
| SEKm | 2026 | 2025 | ∆ | 2026 | ∆ |
| Net interest income | 334 | 303 | 10.3% | 288 | 16% |
| Net commission income | 73 | 4 | 1573% | 35 | 110% |
| Total operating income | 421 | 328 | 28% | 445 | -5.6% |
| Total operating expenses | -238 | -159 | 50% | -206 | 16% |
| Profit before credit losses | 182 | 169 | 8.0% | 240 | -24% |
| Net credit losses | -22 | -11 | 102% | -27 | -18% |
| Income tax | -38 | -26 | 46% | -21 | 80% |
| Profit/loss for the period | 122 | 32 | 282% | 192 | -36% |
| Lending to the public | 32,092 | 29,633 | 8.3% | 32,090 | 0.0% |
| Deposits from the public | 26,168 | 23,769 | 10.1% | 28,395 | -7.8% |
| Adjusted operating profit less tax 1) | 139 | 137 | 1.4% | 92 | 52% |
| Total capital ratio | 17.5% | 18.2% | 16.8% | ||
| CET1 ratio, % | 13.9% | 14.7% | 13.0% | ||
| Net interest margin (%) 1) | 4.2% | 4.2% | 3.7% | ||
| Credit loss ratio LTM, % 1) | 0.27% | 0.24% | 0.24% | ||
| Adjusted C/I ratio (%) 1) | 53.0% | 43.8% | 56.7% | ||
| Adjusted RoTE (%) 1) | 25.1% | 21.7% | 16.8% | ||
| 1) Alternative performance measures, see page 37 in the Q2 report. | |||||