KRUK Group FS H1 2026 1part
Interim Reports 2Q 2026
2026-08-26 17:13:00
The Management Board of KRUK S. A. publishes KRUK Group’s report for the period January 1st- June 30th 2026, issued on August 26th 2026.
The report consists of three parts:
- KRUK Group FS H1 2026_1part
- KRUK FS H1 2026_2part
- KRUK_DRO_H1_2026_3part
- Grupa Kruk Report HY2026_ENG
- Kruk SA Report HY2026_ENG
Financial highlights
| Financial highlights | PLN ‘000 | EUR ‘000 | ||
| For the period | 1 Jan–30 Jun 2026 unaudited | 1 Jan–30 Jun 2025 unaudited | 1 Jan–30 Jun 2026 unaudited | 1 Jan–30 Jun 2025 unaudited |
| Revenue | 1,572,305 | 1,599,696 | 369,763 | 379,003 |
| Operating profit | 785,213 | 804,059 | 184,660 | 190,499 |
| Profit before tax | 590,233 | 585,365 | 138,807 | 138,686 |
| Net profit attributable to owners of the Parent | 554,616 | 584,018 | 130,430 | 138,367 |
| Net cash from operating activities | 421,299 | 398,482 | 99,078 | 94,409 |
| Purchase of debt portfolios at prices as per agreement | 864,192 | 805,454 | 203,234 | 190,830 |
| Cash recoveries | 2,010,573 | 1,910,305 | 472,831 | 452,593 |
| Net cash from investing activities | (65,312) | (40,849) | (15,360) | (9,678) |
| Net cash from financing activities | (314,021) | (306,293) | (73,849) | (72,568) |
| Net change in cash | 41,966 | 51,340 | 9,869 | 12,164 |
| Diluted earnings per share (PLN/EUR) | 26.74 | 28.71 | 6.29 | 6.80 |
| Average number of shares (‘000) | 19,510 | 19,392 | 19,510 | 19,392 |
| Earnings per share (PLN/EUR) | 28.43 | 30.12 | 6.69 | 7.14 |
| As at | 30 Jun 2026 unaudited | 31 Dec 2025 | 30 Jun 2026 unaudited | 31 Dec 2025 |
| Total assets | 13,535,145 | 13,032,173 | 3,150,419 | 3,083,297 |
| Non-current liabilities | 7,006,353 | 7,075,799 | 1,630,788 | 1,674,072 |
| Current liabilities | 1,003,595 | 629,910 | 233,595 | 149,031 |
| Equity | 5,525,197 | 5,326,464 | 1,286,036 | 1,260,194 |
| Share capital | 19,543 | 19,492 | 4,549 | 4,612 |
| Book value per ordinary share | 282.72 | 273.26 | 65.81 | 64.65 |