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Beskrivning
| Land | Polen |
|---|---|
| Sektor | Finans |
| Industri | Övriga finansiella tjänster |
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2025-10-29 17:17:00
Interim Reports 3Q 2025
The Management Board of KRUK S. A. publishes KRUK Group’s report for the period January 1st- September 30th 2025, issued on October 29th 2025
The report consists of three parts:
1. KRUK Group FS 3Q2025_1part
2. KRUK FS 3Q2025_2part
3. KRUK's 3Q 2025 additional information_3part
| Financial highlights | PLN ‘000 | EUR ‘000 | ||
| For the period | 1 Jan–30 Sep 2025 unaudited | 1 Jan–30 Sep 2024 unaudited | 1 Jan–30 Sep 2025 unaudited | 1 Jan–30 Sep 2024 unaudited |
| Revenue | 2,403,047 | 2,324,643 | 567,225 | 540,338 |
| Operating profit | 1,218,959 | 1,246,785 | 287,728 | 289,802 |
| Profit before tax | 891,035 | 957,498 | 210,323 | 222,560 |
| Net profit attributable to owners of the Parent | 876,620 | 958,753 | 206,921 | 222,852 |
| Net cash from operating activities | 427,693 | 95,197 | 100,954 | 22,128 |
| Purchase of debt portfolios at prices as per agreement | 1,426,964 | 1,642,678 | 336,826 | 381,823 |
| Cash recoveries | 2,920,909 | 2,601,666 | 689,463 | 604,729 |
| Net cash from investing activities | (56,349) | (17,421) | (13,301) | (4,049) |
| Net cash from financing activities | (271,908) | (287,874) | (64,182) | (66,913) |
| Net change in cash | 99,436 | (210,098) | 23,471 | (48,835) |
| Diluted earnings per share (PLN/EUR) | 42.94 | 46.84 | 10.14 | 10.89 |
| Average number of shares (‘000) | 19,396 | 19,323 | 19,396 | 19,323 |
| Earnings per share (PLN/EUR) | 45.20 | 49.62 | 10.67 | 11.53 |
| As at | 30 Sep 2025 unaudited | 31 Dec 2024 | 30 Sep 2025 unaudited | 31 Dec 2024 |
| Total assets | 12,629,726 | 11,648,879 | 2,958,336 | 2,726,159 |
| Non-current liabilities | 6,982,066 | 6,504,482 | 1,635,451 | 1,522,228 |
| Current liabilities | 563,802 | 615,740 | 132,063 | 144,100 |
| Equity | 5,083,858 | 4,528,657 | 1,190,822 | 1,059,831 |
| Share capital | 19,403 | 19,382 | 4,545 | 4,536 |
| Book value per ordinary share | 262.01 | 233.65 | 61.37 | 54.68 |
Contacts
Anna Kowalczyk
tel. no.: +48 71 790 2280
e-mail: ir@kruksa.pl
Tomasz Kałuziak
tel. no.: +48 71 345 6789
e-mail: ir@kruksa.pl