NOBA Bank Group AB (publ) Interim Report January – September 2026

THIRD QUARTER OF 2026
(COMPARED WITH THE THIRD QUARTER OF 2025)

• The loan portfolio amounted to SEK 151.0bn (131.5), corresponding to a growth of 15 per cent. The organic growth rate expressed in local currencies amounted to 10 per cent
• Operating profit amounted to SEK 1,630m (1,161), and the adjusted operating profit from core operations^¹ amounted to SEK 1,668m (1,357)
• Adjusted core profit for the period attributable to shareholders^¹ amounted to SEK 1,213m (1,009)
• Basic earnings per share amounted to SEK 2.37 (1.71) and adjusted core basic earnings per share amounted to SEK 2.43 (2.02)
• Return on equity excluding intangible assets and Tier 1 capital instruments (ROTE) was 28.5 per cent (23.7), and the adjusted return from core operations^¹ (Core ROTE) was 29.6 per cent (28.2)

"NOBA’S LOAN PORTFOLIO SURPASSED SEK 150 BILLION, WITH ALL SEGMENTS CONTRIBUTING TO GROWTH."

JACOB LUNDBLAD / CEO

EVENTS DURING THE THIRD QUARTER

On 4 September, NOBA issued subordinated Tier 2 notes with a nominal value of SEK 350m.

On 23 September, NOBA issued senior preferred bonds of SEK 350m and NOK 350m.

During the quarter, NOBA reached a total lending volume of SEK 150bn, of which the private loan volume reached SEK 100bn.

JANUARY-SEPTEMBER 2026
(COMPARED WITH JANUARY-SEPTEMBER 2025)

• The loan portfolio amounted to SEK 151.0bn (131.5), corresponding to a growth of 15 per cent. The organic growth rate expressed in local currencies amounted to 10 per cent
• Operating profit amounted to SEK 4,397m (3,340), and the adjusted operating profit from core operations^¹ amounted to SEK 4,500m (3,699)
• Adjusted core profit for the period attributable to shareholders^¹ amounted to SEK 3,261m (2,742)
• Basic earnings per share amounted to SEK 6.36 (4.92) and adjusted core basic earnings per share amounted to SEK 6.52 (5.48)
• Return on equity excluding intangible assets and Tier 1 capital instruments (ROTE) was 25.9 per cent (24.0), and the adjusted return from core operations^¹ (Core ROTE) was 26.8 per cent (26.9)
• NOBA's Board of Directors proposes, ahead of the planned Extraordinary General Meeting in 2026, an ordinary dividend of SEK 2.70 per share for the period 1 January - 30 September 2026

^¹ Adjusted for transformation costs, amortisation of transaction surplus values and the operating segment “Other”
^² Adjusted for transformation costs

For further information, please contact:

Patrick MacArthur, CFO
E-post: patrick.macarthur@noba.bank

Rickard Strand, Head of Investor Relations
E-post: ir@noba.bank

Oliver Hofmann, Head of Communications & ESG
E-post: press@noba.bank

About NOBA Bank Group

With a diversified offering through our four brands – Nordax Bank, Bank Norwegian, Svensk Hypotekspension and DBT – and over two million customers, we have the size, knowledge and scalability required to enable financial health for more people. NOBA provides specialized, customer-centric financial offerings that are sustainable for the individual, the SME, the bank and society at large, today and in the future. The NOBA group has around 750 full-time employees and is active in eight markets. As of 26 September 2025, the NOBA share is listed on Nasdaq Stockholm.

Read more about NOBA and our brands at www.noba.bank.