SECOND QUARTER OF 2024 (COMPARED TO THE SECOND QUARTER OF 2023)

• The loan portfolio amounted to SEK 47,410 million (42,106)
• Total income amounted to SEK 947 million (926)
• The C/I ratio amounted to 28.1% (24.9)
• The credit loss level amounted to 2.3% (2.5)
• Operating profit amounted to SEK 416 million (432)
• Net profit amounted to SEK 326 million (342) and earnings per share amounted to SEK 1.59 (1.60)
• Return on equity amounted to 15.8% (18.7)
• The CET1 ratio amounted to 15.8% (15.0) and the total capital ratio amounted to 16.4% (16.1)

JANUARY-JUNE 2024 (COMPARED TO JANUARY-JUNE 2023)

• The loan portfolio amounted to SEK 47,410 million (42,106)
• Total income amounted to SEK 1,880 million (1,808)
• The C/I ratio amounted to 27.9% (25.4)
• The credit loss level amounted to 2.3% (2.5)
• Operating profit amounted to SEK 833 million (818)
• Net profit amounted to SEK 655 million (647) and earnings per share amounted to SEK 3.12 (3.02)
• Return on equity amounted to 15.8% (18.0)
• The CET1 ratio amounted to 15.8% (15.0) and the total capital ratio amounted to 16.4% (16.1)

SIGNIFICANT EVENTS AFTER THE END OF THE PERIOD
No significant events have occurred after the end of the period.

CONFERENCE CALL
A conference call will be held in Swedish on 12 July 2024 at 09:30 CET, during which CEO Martin Nossman and CFO Peter Olsson will present the report. The presentation will be followed by a Q&A session. The webcast is available on this link. For those who wish to participate in the conference call, please register on this link. After registration, you will be provided a phone number and a conference ID to access the conference call.

The presentation material will be available in English and published in connection with the conference call on www.norionbank.se/en-se/investor-relations-en/financial-information/reports-and-presentations, where the recorded version of the webcast will be available afterwards.