Westpay currently processes more than 500 million transactions annually, equivalent to SEK 150 billion in payment volume, underpinning the company’s role as a trusted infrastructure provider across the Nordics. As digital payments increasingly function as critical infrastructure, Westpay is strengthening both technology and operations to ensure merchants can keep trading under real-world stress scenarios.

Westpay’s resilience efforts are already live in production and include:

• Swedish dual data centers with automatic failover
• PCI DSS v4.0.1 certified
• Offline “degraded mode” with strict risk controls
• Expanded acquiring connectivity with stronger acquirer independence
• Phoenix fleet management for automated updates, compliance and uptime

Westpay is now accelerating a focused set of initiatives to further reduce single points of failure and improve recoverability:

• Enhanced offline protection and recoverability: Advancing methods to protect and recover offline-captured transactions under prolonged disruption scenarios.
• Reducing single points of failure in connectivity: Enabling resilience patterns such as multi-carrier cellular redundancy and dedicated connectivity options for critical payment functions.
• Hybrid hosting by criticality: Core processing and authorization remain operated within controlled Swedish environments, while less critical services can leverage cloud platforms — aligned with increasing EU operational-resilience focus.

“Resilience is not a slogan — it’s engineering, operations and discipline,” says Sten Karlsson, CEO of Westpay AB. “We have delivered key building blocks during 2025, and we are now scaling resilience work together with merchants and partners to ensure payments keep working when conditions are not ideal.”

A more software-driven, centrally managed stack enables faster updates, monitoring and consistent operations — supporting Westpay’s SaaS transformation with strengthened uptime and recurring revenue growth.

Secure. Swedish. Ready.