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Est. tid*
2026-10-14 07:00 Kvartalsrapport 2026-Q3
2026-07-10 07:00 Kvartalsrapport 2026-Q2
2026-05-06 - X-dag ordinarie utdelning AVARDA 5.00 SEK
2026-05-05 - Årsstämma
2026-04-14 - Kvartalsrapport 2026-Q1
2026-01-20 - Bokslutskommuniké 2025
2025-11-17 - Extra Bolagsstämma 2025
2025-10-14 - Kvartalsrapport 2025-Q3
2025-07-18 - Split AVARDA 1:3
2025-07-11 - Kvartalsrapport 2025-Q2
2025-06-18 - X-dag bonusutdelning AVARDA 5
2025-06-17 - Årsstämma
2025-04-14 - Kvartalsrapport 2025-Q1
2025-01-20 - Bokslutskommuniké 2024
2024-10-15 - Kvartalsrapport 2024-Q3
2024-07-12 - Kvartalsrapport 2024-Q2
2024-05-03 - X-dag ordinarie utdelning AVARDA 0.00 SEK
2024-05-02 - Årsstämma
2024-04-16 - Kvartalsrapport 2024-Q1
2024-01-19 - Bokslutskommuniké 2023
2023-10-18 - Kvartalsrapport 2023-Q3
2023-07-13 - Kvartalsrapport 2023-Q2
2023-05-04 - X-dag ordinarie utdelning AVARDA 0.00 SEK
2023-05-03 - Årsstämma
2023-04-17 - Kvartalsrapport 2023-Q1
2023-01-20 - Bokslutskommuniké 2022
2022-10-17 - Kvartalsrapport 2022-Q3
2022-07-12 - Kvartalsrapport 2022-Q2
2022-05-04 - X-dag ordinarie utdelning AVARDA 1.00 SEK
2022-05-03 - Årsstämma
2022-04-19 - Kvartalsrapport 2022-Q1
2022-01-25 - Bokslutskommuniké 2021
2021-10-18 - Kvartalsrapport 2021-Q3
2021-07-13 - Kvartalsrapport 2021-Q2
2021-05-05 - X-dag ordinarie utdelning AVARDA 1.00 SEK
2021-05-04 - Årsstämma
2021-04-19 - Kvartalsrapport 2021-Q1
2021-01-28 - Bokslutskommuniké 2020
2020-10-15 - Kvartalsrapport 2020-Q3
2020-07-14 - Kvartalsrapport 2020-Q2
2020-05-08 - X-dag ordinarie utdelning AVARDA 0.00 SEK
2020-05-07 - Årsstämma
2020-04-16 - Kvartalsrapport 2020-Q1
2020-02-06 - Bokslutskommuniké 2019
2019-10-24 - Kvartalsrapport 2019-Q3
2019-07-16 - Kvartalsrapport 2019-Q2
2019-05-08 - X-dag ordinarie utdelning AVARDA 2.30 SEK
2019-05-07 - Årsstämma
2019-04-22 - Kvartalsrapport 2019-Q1
2019-02-07 - Bokslutskommuniké 2018
2018-10-25 - Kvartalsrapport 2018-Q3
2018-07-13 - Kvartalsrapport 2018-Q2
2018-05-03 - X-dag ordinarie utdelning AVARDA 2.25 SEK
2018-05-02 - Årsstämma
2018-04-26 - Kvartalsrapport 2018-Q1
2018-02-08 - Bokslutskommuniké 2017
2017-10-26 - Kvartalsrapport 2017-Q3
2017-07-18 - Kvartalsrapport 2017-Q2
2017-05-04 - X-dag ordinarie utdelning AVARDA 2.20 SEK
2017-05-03 - Årsstämma
2017-04-27 - Kvartalsrapport 2017-Q1
2017-02-09 - Bokslutskommuniké 2016
2016-11-08 - Kvartalsrapport 2016-Q3
2016-07-19 - Kvartalsrapport 2016-Q2

Beskrivning

LandSverige
ListaMid Cap Stockholm
SektorFinans
IndustriNischbank
Avarda Bank är ett svenskt bolag som erbjuder digitala banktjänster med fokus på konsumentkrediter, kreditkort och betalningslösningar för e-handel. Plattformen är utformad för skalbarhet och anpassning till olika produkter, länder, valutor och digitala banklösningar. Bolaget riktar sig till privatkunder och e-handlare på flera europeiska marknader via filialer, dotterbolag eller gränsöverskridande verksamhet. Avarda Bank grundades 1971 och har sitt huvudkontor i Borås, Sverige.

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2026-04-14 07:00:00

Avarda Clarifies the Company's Structure and Offering for the Future

 

January - March 2026

Compared to January - March 2025

 

  • Loans to the public amounted to SEK 24,549 million, compared to March 2025 the increase in local currencies was 20%
  • Operating profit increased by 30% to SEK 244.6 million
  • Earnings per share increased by 47% to SEK 3.17
  • Adjusted earnings per share increased by 32% to SEK 2.89
  • Cost/income ratio improved to 35.3% (37.3)
  • Return on equity amounted to 26.1% (21.5)
  • Adjusted return on equity amounted to 23.8% (21.8)
  • Total capital ratio increased to 16.3% (16.1) since year-end

 

"Our promise to our shareholders remains clear-we will combine high customer value with strong growth and sustainable profitability across multiple markets, thereby creating long-term value." - Joakim Jansson, Group CEO

 

January - March 2026

As of 31 March 2026

January - March 2026

8.9

3.4

500

970

Risk-adjusted margin, %

Customers, million

Of which are app-users, thousand

Revenue per customer, SEK

 

Key Takeaways

 

  • As of 9 April 2026, TF Bank AB has formally changed its company name to Avarda Bank AB.
  • Avarda Group has revised its segment reporting to two segments as of 2026. The segments Credit Cards and Ecommerce Solutions are jointly reported in the Everyday Finance segment and the Consumer Lending segment remains unchanged.
  • Everyday Finance had an organic loan portfolio growth of 35% to SEK 15,309 million and a significantly improved operating profit of 61% to SEK 167 million.

 

For further information, please contact:

Mikael Meomuttel, Group CFO

Mobile: +46 (0) 70 626 95 33

E-mail: ir@avarda.com

 

This information is information that Avarda Bank AB (publ) is obliged to make public pursuant to the EU Market Abuse Regulation. The information was submitted for publication, through the agency of the contact person set out above, at 07:00 CEST on 14 April 2026.

 

About Avarda Group

Avarda Group simplifies how customers across Europe manage their personal finances. We have been listed on Nasdaq Stockholm since 2016. Born in a small Swedish town, we combine a pragmatic and disciplined business mindset, with cutting-edge technology and innovation, always with a strong focus on cost-efficiency and profitability. Our self-developed, scalable platform and infrastructure enable efficient expansion across multiple markets. We move customers, partners and ourselves forward - towards new opportunities and evolving needs.