Handelsbanken's business model is characterised by a low risk tolerance, which is the basis for its strong, profitable growth over time. It also gives the Bank great flexibility to support our customers and do more business, regardless of the economic climate.

"The Bank's credit-granting process is tried and tested, and has proved successful in economic upturns as well as downturns. The rating agencies feel secure with Handelsbanken," says Carl Cederschiöld, Handelsbanken's CFO.
Handelsbanken is the bank with the highest credit rating among all privately-owned peer banks, as well as the highest rating globally when looking at the combined assessments of the leading credit rating agencies: Fitch, Moody's, and S&P. Handelsbanken's ranking in Global Finance's list of the world's safest banks represents further confirmation of the Bank's successful business model, with its low risk tolerance and high levels of quality in its credit granting.
"A long-term approach, trust, and close relationships with customers, characterise how Handelsbanken maintains its high credit quality," says Carl Cederschiöld.
The ranking is the result of a thorough analysis of 500 banks around the globe. In first place was the Royal Bank of Canada. Handelsbanken was in fifth place - and thus continues to be the safest bank in Europe.

More information about the ranking
Global Finance's "The World's 50 Safest Commercial Banks" is an annual ranking of the 50 safest commercial banks worldwide. The list does not include banks that are majority-owned by governments or regions. Read more about the survey here (https://eur06.safelinks.protection.outlook.com/?url=https%3A%2F%2Fwww.gfmag.com%2Fmedia%2Fpress-releases%2Fpress-release-safest-bank-awards-2023-worlds-50-safest-commercial-banks&data=05%7C01%7Cmaria.lindblad%40handelsbanken.se%7Cca75745b69b54279ed1908dbc3f5606a%7C4aba1e73421d4e8f895a786b597ba991%7C0%7C0%7C638319230880437763%7CUnknown%7CTWFpbGZsb3d8eyJWIjoiMC4wLjAwMDAiLCJQIjoiV2luMzIiLCJBTiI6Ik1haWwiLCJXVCI6Mn0%3D%7C3000%7C%7C%7C&sdata=MpGW0cBbpn1PeGrbgsPAOUuSJ%2BlSEGDLqvoQFBmZ74s%3D&reserved=0). 
For further information, please contact:
Handelsbanken Press Office, press@handelsbanken.se,+46 8 701 80 18
 

For more information about Handelsbanken, see: www.handelsbanken.com (https://www.handelsbanken.com/en/)