SEB's operating profit for the second quarter 2025 amounted to SEK 10.4bn, with a return on equity of 15.0 per cent, a CET1 capital ratio of 17.7 per cent, and a capital buffer of 290 basis points. 

"We delivered an overall solid financial result in the second quarter. Our net interest income decreased as interest rates continued to decline but the effect was partially offset by continued growth in lending and deposit volumes," says SEB's President and CEO Johan Torgeby.

Customers in the Corporate & Investment Banking division became increasingly active as the quarter evolved. This was particularly notable within investment banking, where SEB demonstrated its ability to capture a high share of flows and transactions but also in refinancing and deal related lending activities.

Net inflows of assets under management across the bank's business segments amounted to SEK 30bn. Together with lower costs and lower net expected credit losses, operating profit increased by 4 per cent and, as a result, the return on equity increased to 15 per cent.

"With focus on long-term relationships, responsible advice, and access to capital, we continue to support our clients over the long-term, in a global environment that remains highly uncertain and rapidly changing," says Johan Torgeby.