• Strong quarter further supported by positive one-off and timing effects.
• Solid credit quality.
• Most loved brand in the Baltic countries for sixth consecutive year.

Financial information Q3 Q2 Jan Jan
-Sep -Sep
SEKm 2024 2024 % 2024 2023 %

Total income 19 146 18 237 5 55 470 54 028 3
Net interest income 12 229 12 165 1 36 993 37 605 -2
Net commission income 4 286 4 169 3 12 430 11 334 10
Net gains and losses on 1 170 911 28 2 763 2 093 32
financial items
Other income¹ 1 461 991 47 3 283 2 997 10
Total expenses 5 986 6 465 -7 18 636 17 689 5
of which administrative 0 0 0 887 -100
fines
Profit before impairments, 13 160 11 772 12 36 834 36 339 1
bank taxes and resolution
fees
Impairment of tangible and 0 32 -100 32 13
intangible assets
Credit impairments 271 -289 126 1 311 -90
Bank taxes and resolution 1 012 1 045 -3 3 162 2 472 28
fees
Profit before tax 11 876 10 983 8 33 513 32 542 3
Tax expense 2 497 2 388 5 7 112 6 734 6
Profit for the period 9 379 8 595 9 26 401 25 808 2

Earnings per share, SEK, 8.30 7.61 23.37 22.90
after dilution
Return on equity, % 18.4 17.5 17.5 18.9
C/I ratio 0.31 0.35 0.34 0.33
Common Equity Tier 1 capital 20.4 20.1 20.4 18.7
ratio, %
Credit impairment ratio, % 0.06 -0.06 0.01 0.09

1) Other income includes the
items Net insurance, Share
of profit or loss of
associates and joint
ventures, and Other income
from the Group income
statement.

Contact:
Annie Ho (Annie.Ho@swedbank.se),Head of Investor Relations, tel. +46 70 343 78 15 
Charlotte Nilsson (charlotte.nilsson@swedbank.se),Media Relations Manager, tel. +46 76 534 66 12

This information constitutes inside information that Swedbank is obliged to make public pursuant to the EU Market Abuse Regulation (EU nr 596/2014). The information was submitted for publication, through the agency of the contact person set out above, 23 October 2024, at 07:00 CEST.