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2023-02-15 08:01:11
The strong growth in Aprila Bank continues. Total income grew by 94% from 2021, to NOK 95.6 million in 2022. Total income in Q4 was NOK 29.7 million, and the total income run rate at the end of 2022 was NOK 128 million. 

Pre-tax profit in Q4 was NOK -1.4 million impacted by nearly NOK 5 million in marketing and brand building investments in the quarter. The high marketing spend contributed to a record onboarding of 525 credit line customers in Q4.

Loan losses in Q4 were in line with expectations; NOK 9.6 million (of which 0.6 million realised losses), corresponding to 27% of gross income in the quarter.

Key figures at the end of the quarter:
- Gross lending amounted to NOK 673 million, an increase of 85% YoY
- Gross lending to credit line accounts amounted to NOK 610 million, an increase of 102% YoY
- 6,171 unique business customers, an increase of 28% YoY
- Cost/Income came in at 72% in Q4 and in 2022 overall

The report and presentation are available on the company’s website:
https://www.aprila.no/investor-relations

The results will be presented in a webcast with CEO Halvor Lande and CFO Kjetil Barli today at 10:00 CET. The presentation and subsequent Q&A session will be held in English and may be viewed live at https://www.aprila.no/investor-relations/webcast.

A recording of the presentation will be made available on https://www.aprila.no/investor-relations after the presentation.

About Aprila Bank
Aprila is a product- and technology company offering improved access to financing for businesses through innovative financial solutions. Aprila’s API-based technology platform supports both direct customer relationships as well as customer relationships established through partners. The bank commenced operations in April 2018.

For further information, please contact:

Halvor S. Lande
CEO
+47 924 32 305
halvor.lande@aprila.no

Kjetil S. Barli
CFO
+47 908 42 016
kjetil@aprila.no