(Oslo, 12 February 2026) Axactor ASA announces fourth quarter financial results.

Axactor deliver solid results with annualized return on equity of 14%* and gross
revenue growth of 6%** y-o-y. Both business segments contributed positively with
NPL growth of 3%** and 3PC growth of 16% y-o-y.

Key figures Q4 2025 (Q4 2024 in brackets)***
- Gross revenue of EUR 99m (EUR 161m)
- Total revenue of EUR 68m (EUR -43m)
- EBITDA of EUR 35m (EUR -74m)
- Cash EBITDA of EUR 67m (EUR 130m)
- Net profit after tax of EUR 9m (EUR -85m)

"We are now concluding a solid 2025 for Axactor. For the year we deliver 19%
organic growth on 3PC, collection performance is lifted to 102% on NPL, a
majority of our funding is successfully refinanced and return on equity came in
at an all-time high of 12%*. The key focus going forward is to ramp up accretive
NPL investments and keep delivering double-digit growth on 3PC" says CEO Johnny
Tsolis.


Presentation
10:00 am CET, 12 February 2026: The results will be presented in a global
investor webcast with a live Q&A session. A recording of the webcast will be
made available after the live stream is concluded on axactor.com.

Webcast participation will be possible via the following. Please note that you
need to register before you will be provided with streaming access or phone
number, access code and pin.

Webcast:
- https://events.q4inc.com/attendee/691210130
Phone:
- https://www.netroadshow.com/events/login/LE9zwo3hxzbtbRmt2lDDFWGcgQ3pujH4w22


For additional information, please contact:
Johnny Tsolis, CEO
Tel: +47 913 35 461
E-mail: johnny.tsolis@axactor.com

Kyrre Svae, Deputy CEO & CSO
Tel: +47 478 39 405
E-mail: kyrre.svae@axactor.com


To learn more about Axactor, visit www.axactor.com


*Excluding non-recurring cost items
**Excluding divested portfolios in Q4'24 and Q4'25
***EBITDA and other alternative performance measures (APMs) are defined and
reconciled to the IFRS financial statements as a part of the APM section of the
financial report.


Disclaimer
Cautionary note regarding forward-looking statements. The statements contained
in this announcement may include forward-looking statements, such as statements
of future expectations. These statements are based on the management's current
views and assumptions and involve both known and unknown risks and
uncertainties. Although Axactor believes that the expectations implied in any
such forward-looking statements are reasonable, no assurance can be given that
such expectations will prove to be correct.
Actual results, performance or events may differ materially from those set out
or implied in the forward-looking statements. Important factors that may cause
such a difference include, but are not limited to: (i) general economic
conditions, (ii) performance of financial markets, including market volatility
and liquidity, (iii) debtors' ability and willingness to repay debt, (iv)
interest rate levels, (v) currency exchange rates, (vi) changes in the
competitive climate, (vii) changes in laws and regulations, (viii) changes in
the policies of central banks and/or foreign governments, or supranational
entities. 
Axactor assumes no general obligation to update any forward-looking statement.


This information is considered to be inside information pursuant to the EU
Market Abuse Regulation and is subject to the disclosure requirements pursuant
to Section 5-12 the Norwegian Securities Trading Act. This stock exchange
announcement was published by Eilif Drageseth, Deputy CFO at Axactor ASA, on 12
February 2026 at 07:00 CET.