The Norwegian authorities have decided to increase the minimum requirements on
average risk weights for loans secured by Norwegian residential real estate
applicable to banks using the internal ratings-based approach (IRB) from 20 to
25 percent, with effect from 1 July 2025. The new minimum requirement will
increase the DNB Group's risk exposure amount (REA) and is estimated to reduce
the CET1 ratio by approximately 0.7 percentage points.

The minimum requirement is imposed in accordance with article 458 of the Capital
Requirements Regulation and will apply until 31 December 2026. The Norwegian
authorities will ask the European Systemic Risk Board (ESBR) to recommend other
countries to reciprocate the new minimum requirements in order for them to also
be applicable to foreign banks' residential real estate loans in Norway.

For further information, please contact Rune Helland, Head of Investor
Relations, tel.: (+47) 97 71 32 50 or Anne Engebretsen, tel.: (+47) 45 22 43
74.

This information is subject to the disclosure requirements under Section 5-12 of
the Norwegian Securities Trading Act.