The Financial Supervisory Authority of Norway ("the FSA") has updated the
assessment of Supervisory Review and Evaluation Process ("SREP") for risks and
capital needs for Instabank ASA and decided on the capital requirements for
Pillar 2 and Pillar 2 guidance. These capital requirements come in addition to
the minimum and combined buffer requirements under Pillar 1. The FSA has decided
that the Pillar 2 requirements shall be reduced from 6.2 % to 4.8 % of the total
risk exposure amount. 100 per cent of the requirement must be covered with Core
Equity Tier 1 (CET1).

The FSA also expects Instabank to have a capital buffer (P2G) in the form of
CET1 of 2 % of the total risk exposure amount

The new requirement will apply from 30.06.24

For further information, please contact: Robert Berg, CEO rb@instabank.no, +47
974 85 610

This information is subject to the disclosure requirements pursuant to section
5-12 of the Norwegian Securities Trading Act.