Following the cut in Norges Bank's policy rate by 0.25 percentage points on 18
September 2025, SpareBank 1 Østlandet has decided to reduce its interest rates
on mortgage loans by up to 0.25 percentage points. 

"Many have been expecting that Norges Bank continues to reduce interest rates.
Today's cut is a welcome development for those with mortgages. As a result of
the rate cut from Norges Bank, we are also lowering our rates», says Kari Elise
Gisnås, Executive Vice President for the Retail Market at SpareBank 1 Østlandet.

The new interest rate terms will apply from 23 September for new loans, and from
26 November for existing loans. 

Deposit rates will also be adjusted downwards, mainly by 0.25 percentage points,
from 26 November. 

Customers will be notified directly of the interest rate change via digital
bank, SMS, or by post. 

Contact information: 
Kari Elise Gisnås, Executive Vice President Retail Market, tel: +47 908 59 478 
Bjørnar Mickelson, Head of Communication, tel.: 450 25 376
Bjørn-Erik R. Orskaug, Head of Investor Relations, tel.: +47 922 39 185 

This information is subject to disclosure requirements pursuant to section 5-12
of the Norwegian Securities Trading Act.