Bank of Åland Plc
Other information disclosed according to the rules of the Exchange 
February 12, 2026, 9.00 EET

Early repayment of Bank of Åland’s SEK 300,000,000 Additional Tier 1 Perpetual Capital Notes

Bank of Åland Plc (“Bank of Åland”) has on 24 March 2021 issued debt instruments in the form of Additional Tier 1 capital in the amount of SEK 300,000,000. The instruments are perpetual and include an early redemption option exercisable after five years (Ålandsbanken SEK 300,000,000 Additional Tier 1 Capital Notes, ISIN: SE0013360153) (the “Notes”).

In accordance with the terms and conditions of the Notes, and subject to approval from the competent authority, Bank of Åland has the right to redeem the Notes in full at the earliest on 24 March 2026 and on each subsequent interest payment date. The Bank of Åland has obtained the required approval from the Finnish Financial Supervisory Authority and will exercise its right to early redemption the Notes in connection with the next interest payment.

The Notes will be repaid in full to noteholders on the interest payment date, 24 March 2026.

An application will be submitted to Nasdaq Helsinki to delist the Notes.

For further information, please contact:

BANK OF ÅLAND PLC

Ulf Bäckström
Head of Treasury
ulf.backstrom@alandsbanken.fi
+358 20 429 3684

Important Information

The information contained herein is not for release, publication or distribution, in whole or in part, directly or indirectly, in or Australia, Canada, Hong Kong, Japan, New Zealand, Singapore, South Africa or the United States or such other countries or otherwise in such circumstances in which the release, publication or distribution would be unlawful. The information contained herein does not constitute an offer to sell or the solicitation of an offer to buy, nor shall there be any sale of, the Notes in any jurisdiction in which such offer, solicitation or sale would be unlawful prior to registration, exemption from registration or qualification under the securities laws of any such jurisdiction.

This communication does not constitute an offer of securities for sale in the United States. The Notes have not been and will not be registered under the U.S. Securities Act of 1933, as amended (the “Securities Act”) or under the applicable securities laws of any state of the United States and may not be offered, sold, pledged or otherwise transferred, directly or indirectly, within the United States or to, or for the account or benefit of, any U.S. person (as such terms are defined in Regulation S under the Securities Act) except pursuant to an applicable exemption from, or in a transaction not subject to, the registration requirements of the Securities Act.

This communication does not constitute an offer of Notes to the public in the United Kingdom. No prospectus has been or will be approved in the United Kingdom in respect of the Notes. Consequently, this communication is addressed to and directed only at persons in the United Kingdom in circumstances where provisions of section 21(1) of the Financial Services and Markets Act 2000 as amended, do not apply and are solely directed at persons in the United Kingdom who (a) have professional experience in matters relating to investments falling within Article 19(5) of the Financial Services and Markets Act 2000 (Financial Promotion) Order 2005 (the “Order”) or (b) persons falling within Article 49(2)(a) to (d) of the Order, or other persons to whom they may be lawfully communicated (all such persons together being referred to as “relevant persons”). This release is directed only at relevant persons and any person who is not a relevant person must not act or rely on this release or any of its contents.