Bifogade filer
Kurs & Likviditet
Kalender
2024-10-24 | Kvartalsrapport 2024-Q3 |
2024-07-19 | Kvartalsrapport 2024-Q2 |
2024-04-25 | Kvartalsrapport 2024-Q1 |
2024-03-27 | Bonusutdelning ALBAV 0.25 |
2024-03-27 | Ordinarie utdelning ALBBV 2.40 EUR |
2024-03-27 | Bonusutdelning ALBBV 0.25 |
2024-03-27 | Ordinarie utdelning ALBAV 2.40 EUR |
2024-03-26 | Årsstämma 2024 |
2024-02-02 | Bokslutskommuniké 2023 |
2023-10-24 | Kvartalsrapport 2023-Q3 |
2023-07-20 | Kvartalsrapport 2023-Q2 |
2023-04-27 | Kvartalsrapport 2023-Q1 |
2023-03-31 | Ordinarie utdelning ALBAV 1.60 EUR |
2023-03-31 | Ordinarie utdelning ALBBV 1.60 EUR |
2023-03-31 | Bonusutdelning ALBBV 0.45 |
2023-03-31 | Bonusutdelning ALBAV 0.45 |
2023-03-29 | Årsstämma 2023 |
2023-02-01 | Bokslutskommuniké 2022 |
2022-10-25 | Kvartalsrapport 2022-Q3 |
2022-07-19 | Kvartalsrapport 2022-Q2 |
2022-04-26 | Kvartalsrapport 2022-Q1 |
2022-03-31 | Ordinarie utdelning ALBBV 1.55 EUR |
2022-03-31 | Bonusutdelning ALBBV 0.45 |
2022-03-31 | Bonusutdelning ALBAV 0.45 |
2022-03-31 | Ordinarie utdelning ALBAV 1.55 EUR |
2022-03-30 | Årsstämma 2022 |
2022-02-02 | Bokslutskommuniké 2021 |
2021-10-26 | Kvartalsrapport 2021-Q3 |
2021-07-20 | Kvartalsrapport 2021-Q2 |
2021-04-27 | Kvartalsrapport 2021-Q1 |
2021-03-31 | Ordinarie utdelning ALBBV 1.00 EUR |
2021-03-31 | Ordinarie utdelning ALBAV 1.00 EUR |
2021-03-30 | Årsstämma 2021 |
2021-02-05 | Bokslutskommuniké 2020 |
2021-01-04 | Bonusutdelning ALBBV 0.2 |
2021-01-04 | Ordinarie utdelning ALBBV 0.80 EUR |
2021-01-04 | Bonusutdelning ALBAV 0.2 |
2021-01-04 | Ordinarie utdelning ALBAV 0.80 EUR |
2020-10-22 | Kvartalsrapport 2020-Q3 |
2020-07-17 | Kvartalsrapport 2020-Q2 |
2020-04-24 | Kvartalsrapport 2020-Q1 |
2020-04-06 | Ordinarie utdelning ALBBV 0.00 EUR |
2020-04-06 | Ordinarie utdelning ALBAV 0.00 EUR |
2020-04-02 | Årsstämma 2020 |
2020-02-07 | Bokslutskommuniké 2019 |
2019-10-23 | Kvartalsrapport 2019-Q3 |
2019-04-25 | Kvartalsrapport 2019-Q1 |
2019-04-04 | Ordinarie utdelning ALBBV 0.70 EUR |
2019-04-04 | Ordinarie utdelning ALBAV 0.70 EUR |
2019-04-03 | Årsstämma 2019 |
2019-02-08 | Bokslutskommuniké 2018 |
2018-10-23 | Kvartalsrapport 2018-Q3 |
2018-07-20 | Kvartalsrapport 2018-Q2 |
2018-04-25 | Kvartalsrapport 2018-Q1 |
2018-04-06 | Ordinarie utdelning ALBAV 0.65 EUR |
2018-04-06 | Ordinarie utdelning ALBBV 0.65 EUR |
2018-04-05 | Årsstämma 2018 |
2018-02-13 | Bokslutskommuniké 2017 |
2017-10-24 | Kvartalsrapport 2017-Q3 |
2017-07-20 | Kvartalsrapport 2017-Q2 |
2017-04-25 | Kvartalsrapport 2017-Q1 |
2017-04-07 | Ordinarie utdelning ALBBV 0.60 EUR |
2017-04-07 | Ordinarie utdelning ALBAV 0.60 EUR |
2017-04-06 | Årsstämma 2017 |
2017-02-14 | Bokslutskommuniké 2016 |
2016-10-25 | Kvartalsrapport 2016-Q3 |
2016-07-22 | Kvartalsrapport 2016-Q2 |
2016-04-26 | Kvartalsrapport 2016-Q1 |
2016-04-15 | Ordinarie utdelning ALBAV 0.60 EUR |
2016-04-15 | Ordinarie utdelning ALBBV 0.60 EUR |
2016-04-14 | Årsstämma 2016 |
2016-02-12 | Bokslutskommuniké 2015 |
2015-10-27 | Kvartalsrapport 2015-Q3 |
2015-07-24 | Kvartalsrapport 2015-Q2 |
2015-04-28 | Kvartalsrapport 2015-Q1 |
2015-04-17 | Ordinarie utdelning ALBAV 0.40 EUR |
2015-04-17 | Ordinarie utdelning ALBBV 0.40 EUR |
2015-04-16 | Årsstämma 2015 |
2015-02-13 | Bokslutskommuniké 2014 |
2014-10-28 | Kvartalsrapport 2014-Q3 |
2014-07-25 | Kvartalsrapport 2014-Q2 |
2014-04-29 | Kvartalsrapport 2014-Q1 |
2014-04-11 | Ordinarie utdelning ALBBV 0.15 EUR |
2014-04-11 | Ordinarie utdelning ALBAV 0.15 EUR |
2014-04-10 | Årsstämma 2014 |
2014-02-14 | Bokslutskommuniké 2013 |
2013-10-28 | Kvartalsrapport 2013-Q3 |
2013-07-29 | Kvartalsrapport 2013-Q2 |
2013-04-29 | Kvartalsrapport 2013-Q1 |
2013-04-19 | Ordinarie utdelning ALBBV 0.15 EUR |
2013-04-19 | Ordinarie utdelning ALBAV 0.15 EUR |
2013-04-18 | Årsstämma 2013 |
2013-03-05 | Extra Bolagsstämma 2013 |
2013-02-15 | Bokslutskommuniké 2012 |
2012-10-29 | Kvartalsrapport 2012-Q3 |
2012-07-30 | Kvartalsrapport 2012-Q2 |
2012-04-30 | Kvartalsrapport 2012-Q1 |
2012-04-20 | Ordinarie utdelning ALBBV 0.00 EUR |
2012-04-20 | Ordinarie utdelning ALBAV 0.00 EUR |
2012-04-19 | Årsstämma 2012 |
2012-02-16 | Bokslutskommuniké 2011 |
2011-10-31 | Kvartalsrapport 2011-Q3 |
2011-08-24 | Extra Bolagsstämma 2011 |
2011-08-01 | Kvartalsrapport 2011-Q2 |
2011-04-29 | Kvartalsrapport 2011-Q1 |
2011-04-15 | Ordinarie utdelning ALBBV 0.00 EUR |
2011-04-15 | Ordinarie utdelning ALBAV 0.00 EUR |
2011-04-14 | Årsstämma 2011 |
2011-02-21 | Bokslutskommuniké 2010 |
2010-11-01 | Kvartalsrapport 2010-Q3 |
2010-08-02 | Kvartalsrapport 2010-Q2 |
2010-05-03 | Kvartalsrapport 2010-Q1 |
2010-04-20 | Bonusutdelning ALBAV 0.2 |
2010-04-20 | Bonusutdelning ALBBV 0.2 |
2010-04-20 | Ordinarie utdelning ALBBV 0.50 EUR |
2010-04-20 | Ordinarie utdelning ALBAV 0.50 EUR |
2010-04-19 | Årsstämma 2010 |
2010-02-22 | Bokslutskommuniké 2009 |
2009-03-27 | Ordinarie utdelning ALBBV 0.50 EUR |
2009-03-27 | Ordinarie utdelning ALBAV 0.50 EUR |
2008-04-11 | Ordinarie utdelning ALBBV 1.00 EUR |
2008-04-11 | Ordinarie utdelning ALBAV 1.00 EUR |
2007-03-23 | Ordinarie utdelning ALBAV 1.00 EUR |
2007-03-23 | Ordinarie utdelning ALBBV 1.00 EUR |
2006-03-24 | Ordinarie utdelning ALBBV 1.00 EUR |
2006-03-24 | Ordinarie utdelning ALBAV 1.00 EUR |
2005-03-18 | Ordinarie utdelning ALBAV 1.00 EUR |
2005-03-18 | Ordinarie utdelning ALBBV 1.00 EUR |
2004-03-19 | Ordinarie utdelning ALBAV 1.00 EUR |
2004-03-19 | Ordinarie utdelning ALBBV 1.00 EUR |
2003-03-14 | Ordinarie utdelning ALBBV 1.00 EUR |
2003-03-14 | Ordinarie utdelning ALBAV 1.00 EUR |
2002-03-15 | Ordinarie utdelning ALBAV 1.00 EUR |
2002-03-15 | Ordinarie utdelning ALBBV 1.00 EUR |
2001-03-23 | Ordinarie utdelning ALBAV 1.01 EUR |
2001-03-23 | Ordinarie utdelning ALBBV 1.01 EUR |
2000-03-17 | Ordinarie utdelning ALBBV 0.88 EUR |
2000-03-17 | Ordinarie utdelning ALBAV 0.88 EUR |
1999-03-19 | Ordinarie utdelning ALBBV 0.88 EUR |
1999-03-19 | Ordinarie utdelning ALBAV 0.88 EUR |
1998-03-23 | Ordinarie utdelning ALBBV 5.25 EUR |
1998-03-23 | Ordinarie utdelning ALBAV 5.25 EUR |
Beskrivning
Land | Finland |
---|---|
Lista | Mid Cap Helsinki |
Sektor | Finans |
Industri | Bank |
Bank of Åland Plc
Interim Report
April 25, 2024 9.00 EET
Interim Report for the period January - March 2024
“We started the year strongly and more than doubled our net operating profit to EUR 16.9 million (8.2). In addition, for the first time we surpassed EUR 10 billion in actively managed customer investments (8.9).”
Peter Wiklöf, Managing Director and Chief Executive
January−March 2024 compared to January - March 2023
- Net operating profit more than doubled and amounted to EUR 16.9 M (8.2).
- Core income in the form of net interest income, net commission income and IT income increased by 20 per cent to EUR 53.0 M (44.2).
- Other income decreased by 24 per cent to EUR 0.8 M (1.1).
- Total expenses decreased by 1 per cent to EUR 36.4 M (36.7).
- Net impairment losses on financial assets (including recoveries) totalled EUR 0.5 M (0.3), equivalent to a loan loss level of 0.05 per cent (0.03).
- Return on equity after taxes (ROE) increased to 18.3 per cent (8.9).
- Earnings per share increased to EUR 0.89 (0.41).
- The common equity Tier 1 capital ratio decreased to 13.5 per cent (13.7 on December 31, 2023).
- Unchanged future outlook: The Bank of Åland expects its net operating profit in 2024 to be about the same as in 2023.
Financial Summary
Group | Q1 2024 | Q4 2023 | % | Q1 2023 | % |
EUR M | |||||
Income | |||||
Net interest income | 26.3 | 27.8 | -5 | 19.8 | 33 |
Net commission income | 18.3 | 22.6 | -19 | 18.3 | 0 |
IT income | 8.4 | 8.4 | -1 | 6.1 | 38 |
Other income | 0.8 | -3.2 | 1.1 | -24 | |
Total income | 53.8 | 55.7 | -3 | 45.3 | 19 |
Staff costs | -21.6 | -20.9 | 3 | -20.5 | 5 |
Other expenses | -11.5 | -11.2 | 3 | -10.0 | 15 |
Statutory fees | 0.0 | 0.0 | -3.2 | -100 | |
Depreciation/amortisation | -3.2 | -3.2 | 2 | -2.9 | 10 |
Total expenses | -36.4 | -35.3 | 3 | -36.7 | -1 |
Profit before impairment losses | 17.4 | 20.4 | -14 | 8.5 | |
Impairment losses on financial assets, net | -0.5 | -0.1 | -0.3 | 84 | |
Net operating profit | 16.9 | 20.2 | -17 | 8.2 | |
Income taxes | -3.3 | -4.2 | -22 | -2.0 | 62 |
Profit for the period | 13.6 | 16.1 | -15 | 6.2 | |
Attributable to: | |||||
Shareholders in Bank of Åland Plc | 13.6 | 16.1 | -15 | 6.2 | |
Volume | |||||
Lending to the public | 3,762 | 3,859 | -3 | 4,337 | -13 |
Deposits from the public | 3,399 | 3,595 | -5 | 3,808 | -11 |
Actively managed assets | 10,100 | 9,776 | 3 | 8,895 | 14 |
Managed mortage loans | 2,584 | 2,716 | -5 | 1,639 | 58 |
Equity capital | 302 | 335 | -10 | 293 | 3 |
Balance sheet total | 5,111 | 5,342 | -4 | 5,908 | -13 |
Risk exposure amount | 1,761 | 1,774 | -1 | 1,901 | -7 |
The Bank of Åland (Ålandsbanken) follows the disclosure procedure stipulated in "Disclosure obligation of the issuer (7/2013)", published by the Finnish Financial Supervisory Authority and hereby publishes its Interim Report for the period January - March 2024, which is enclosed with this stock exchange release.
The Bank`s Interim Report for the period January - March 2024 is attached to this release in PDF format and is also available on the company’s web site at
https://www.alandsbanken.com/uploads/pdf/result/en_resultat_jan-mar_24.pdf
Mariehamn, April 25, 2024
THE BOARD OF DIRECTORS
For more information please contact:
Peter Wiklöf, Managing Director and Chief Executive, Bank of Åland, tel. + 358 (0)40 512 7505